No Attic Access Fha

Please make sure there is access and a ladder available if need be for the inspection.

No attic access fha.

Crawl spaces need to be free of debris like the one in the picture here. If no access can be gained to an attic due to their being no scuttle the appraiser will report the lack of accessibility to the attic. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. Fha appraisers are required to observe the attic area.

Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. Access is defined as ability to visually examine all areas the crawl space. This appraisal post is going to address the attic observation and reporting requirements for an fha appraisal. Specifically the minimum distance is 18 inches.

The roof on the house was replaced in 2013. There us no access to the attic because it has been turned into a closet. I m awaiting an fha appraisal on a house we are looking to purchase. When observing the crawl space the.

355444 please note that this access code has changed from the code published in fha s online article on march 18 2015 attendees should thoroughly review the content referenced above and have access to this information during the call. In cases where access through a scuttle is limited and the appraiser cannot fully enter the crawl space the insertion of at least the head and shoulders of the appraiser will suffice no where does it state the appraiser in his professional dressed clothing must crawl through the attic or the crawl space. Inspection the attic must be examined whether access is by pull down stairway or scuttle. Usda va fha appraisal requirements for any usda va or fha financed loan the following will need to be repaired in order.

This ml announces a third extension of the foreclosure and. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. The appraiser must observe the interiors of all attic spaces. Is thus going to prove a problem.

There is no fha requirement to cut open walls ceilings or floors to make the attic accessible. If there is no access to the crawlspace but there is. Attic the appraiser will need to perform a head and shoulders inspection of the attic. The federal housing administration fha published mortgagee letter ml 2020 27 extension of foreclosure and eviction moratorium in connection with the presidentially declared covid 19 national emergency.

Fha s foreclosure and eviction moratorium extended through december 31 2020. At a minimum the appraiser must enter head and shoulders into the attic.