New York State Roof Damage Claim

Filing a roof damage insurance claim.

New york state roof damage claim.

If you have roof damage that needs repairing you have to file a claim with your homeowners insurance company. Harleysville claimed only partial damage to the roof and allocated 21 000 for roof repairs but the insured s construction expert believed the roof had to be entirely replaced at a cost of more. As such you can t file a claim for damage that you hadn t noticed after the time limit elapses. Step 6 the insurance company processes your roof damage insurance claim covering the cost of repairing your roof to its pre loss condition or replacing your roof.

Keep in mind that some policies have time limits for filing claims. Write down detailed descriptions of the damage and its location on your roof to include with your claim. A trained expert can help to detect such hidden damages. Most will give you a professional inspection report that you can file with the claim.

Be sure to take as many pictures as you can of the roof damage. Navigating the process of filing a claim can vary slightly by insurance company but generally the steps include. Inspect the damaged areas as best as you can while remaining safe. Be observant and take careful notes.

When filing an insurance claim it is important to have evidence that the damage you are claiming is new.